Pivot Archive

Digital Lending & Banking

Cold

2.9% of YC companies (-0.84pp)

Companies

179

Survival Rate

82.1%

Hiring Rate

22.3%

Recent Pivots

22

Digital Lending & Banking — Share of YC companies over time

Companies (179)

Company
Status
Link

Cova

Financial infrastructure for family caregiving

Active

Levocred AI

The Bloomberg of Loans

Active

Kita

Automate credit assessment for lenders in emerging markets

Active

ZeroSettle

Drop-in Direct Billing SDK for In-App Purchases

Active

Sponge

Financial infrastructure for the agent economy

Active

Booko

Dynamically pricing the whole economy.

Active

Copperlane

Agentic Mortgage Origination

Active

Paloma

Digital transformation for real economy businesses

Active

Karoo

AI native consumer lending platform for underserved Americans

Active

Kastle

AI employee for consumer lending

Active

FINNY AI

The organic growth engine for financial advisors

Active

Finosu

AI Native Consumer Loan Servicer

Active

Kontigo

USDC-Smart Neobank for Latinos.

Active

CollectWise

Automating consumer debt collection with AI

Active

Yenmo

Secured consumer lending in India

Active

SuretyNow

The Modern Surety Bond Platform

Active

Casca

Make Banking Magical

Active

Craftwork

Digital-native home painting franchise

Active

Cardinal Gray

Automating lenders' interactions with the DMV

Active

VaultPay

Digital banking platform for the 30 million smartphone users in DRC.

Active