
The offshore bank for international contractors
Invoicing that pays you even if your buyer doesn’t
Numo is the new money company — built to be the global bank for the newly minted generation of highly ambitious digital workers in Asia, Africa, LATAM, and beyond. These contractors currently sit in the 95th percentile of earners in their country — but their financial infrastructure is unstable. It's fragmented across PEOs, gig marketplaces, and consumer remittance platforms. With their local currency weakening against the US Dollar, they need control on how and when to repatriate funds. They don't just need a remittance app. They need a bank. Numo provides international contractors with a US bank account — and instant, low-cost payment rails to move money home. This way they can hold funds in USD up to the second they need to spend it. We help international contractors get paid like a local, while banking globally.
The New Money Company protects invoices with insurance. We help businesses expand to buyers in new markets or industries by offloading the risk of buyers not paying their bill.
The company moved from providing banking services for international contractors (a neobank for digital workers) to providing invoice insurance for businesses expanding to new markets—this is a complete change in product, target user, and core problem addressed.