Middle East's first neobank for teenagers and university students
Middle East and Africa's First Voice AI Employee Platform
Zywa is the first neobank tailored for teenagers in the Middle East and North Africa. Through Zywa, teens are able to spend, receive and manage money without the need for cash, and they can also get rewards and interact with their friends. Using the app, parents can also send money to their kids, which they can spend securely in the safe environment of their parents’ oversight.
CozmoX provides AI employees powered by advanced voice technology that enables natural, human-like conversations. These digital workers communicate fluently with customers and stakeholders while handling repetitive tasks 24/7. Through our no-code platform, businesses can deploy AI employees that manage entire processes through voice interactions, replacing multiple software tools with unified solutions. We’ve unveiled 3 powerful AI employees, with more to come: Liza (Sales Executive) - Engages in natural voice conversations throughout the sales cycle, from initial prospect calls to negotiations and closure. She handles qualification calls, follow-ups, and maintains CRM records while building rapport through intelligent dialogue. Alex (Debt Collector) - Conducts professional voice communications for collections, speaking with customers to arrange payments, negotiate plans, and ensure timely follow-ups while maintaining regulatory compliance. Zara (Receptionist) - Masters voice-based front-office management, engaging in natural conversations to route calls, schedule appointments, take detailed messages, and resolve customer inquiries with a friendly, professional tone. Like the industrial revolution transformed farming, we're revolutionizing workplace communication. By automating routine conversations and tasks, human teams can focus on creativity, problem-solving, and business growth. We're the first in the Middle East and Africa to offer this kind of technology, but we work with businesses all over the world. We're backed by Y Combinator, Goodwater Capital, Dubai Future District Fund, Rebel Fund, and Trampoline Venture Partners, and have raised $3M in our latest round.
This is a full pivot: the company has changed from a neobank for teenagers (consumer fintech/banking) to an AI-powered voice employee platform for businesses. The product, customer, industry, and problem have all fundamentally changed with no direct continuity.