Adaptional

AI underwriting for insurance

AI-powered insurance claims review

Adaptional is the first system of intelligence for insurance. Existing insurance systems organize work. Adaptional AI actually *does* the work. Our first product Underwriter AI pre processes every submission for an underwriter. AI extracts data from submission files, validates each data point using public sources, and summarizes risk using your underwriting guidelines.

Adaptional is building agentic AI for insurance claims. Claims are 75% of every dollar in the $1T insurance industry -- and one of the most under-optimized areas, still managed by adjusters working hundreds of files by hand. We're changing this with AI claims review agents, already deployed at some of the major P&C carriers. In the future, claims will be powered by an intelligence layer that manages files and escalates actions to human adjusters. Adaptional is building the AI system that will be the foundation for every claims department across P&C insurance.