Adaptional
S25AI underwriting for insurance
AI-powered insurance claims review
Adaptional is the first system of intelligence for insurance. Existing insurance systems organize work. Adaptional AI actually *does* the work. Our first product Underwriter AI pre processes every submission for an underwriter. AI extracts data from submission files, validates each data point using public sources, and summarizes risk using your underwriting guidelines.
Adaptional is building agentic AI for insurance claims. Claims are 75% of every dollar in the $1T insurance industry -- and one of the most under-optimized areas, still managed by adjusters working hundreds of files by hand. We're changing this with AI claims review agents, already deployed at some of the major P&C carriers. In the future, claims will be powered by an intelligence layer that manages files and escalates actions to human adjusters. Adaptional is building the AI system that will be the foundation for every claims department across P&C insurance.
Adaptional shifted from AI underwriting (pre-submission risk assessment) to AI claims review (post-event claims processing), representing a fundamental change in the insurance workflow they're automating while staying in the same industry.